Small Claims Guide

Small claims in Florida.

Florida's small claims court offers a streamlined process for resolving disputes up to $8,000, with flexible procedures designed for self-representation.

$8,000Most you can sue for
$55–$300Filing fee
3060 daysTypical timeline
  • Most you can sue for$8,000Same cap for individuals and businesses
  • Filing fee$55–$300Varies by claim amount
  • CourtCounty Court — Small Claims Division
  • Lawyers at trialAllowedPermitted but not required
  • Appeal window30 daysAppeal to Circuit Court
  • Recent changeNo major changes in the last 3 years
What you can sue for

Find your situation.

Florida small claims handles money disputes up to $8,000 (or $8,000 if you're a business). Browse 7 categories and 39 specific claim types below.

Florida allows you 5 years to file a claim for breach of a written contract and 4 years for an oral contract. Ensure you have all relevant documents and evidence to support your claim.

Wrong court for these10 situations small claims can’t handle
  • Eviction (unlawful detainer)

    Eviction cases are handled under a separate summary procedure and are not within the jurisdiction of small claims court.

    Try instead: County Court — Eviction Division

  • Title to real estate

    Disputes involving the title to real property exceed the jurisdiction of small claims court.

    Try instead: Circuit Court

  • Defamation

    Defamation cases often involve complex legal issues and damages exceeding small claims limits.

    Try instead: Circuit Court

  • Malpractice

    Professional malpractice claims require expert testimony and are beyond the scope of small claims court.

    Try instead: Circuit Court

  • Family law and probate

    Matters such as divorce, child custody, and probate are handled by specialized divisions of the court.

    Try instead: Family Court or Probate Court

  • Federal claims

    Claims against the federal government or involving federal law are outside the jurisdiction of state courts.

    Try instead: Federal District Court

  • Class actions

    Class action lawsuits are complex and exceed the procedural scope of small claims court.

    Try instead: Circuit Court

  • Injunctions and specific performance

    Small claims court cannot grant equitable relief such as injunctions or orders for specific performance.

    Try instead: Circuit Court

  • Workers' compensation

    Workers' compensation claims are handled by the Division of Workers' Compensation, not the courts.

    Try instead: Florida Division of Workers' Compensation

  • Suing a deceased person

    Claims against deceased individuals must be filed in probate court against the estate.

    Try instead: Probate Court

The process

From owed to paid in 6 steps.

1

Send a demand letter

Not required, but always do it. While not required, sending a demand letter can often resolve disputes without court intervention and serves as evidence of your attempt to settle.

2

Check your deadline

Every claim has a deadline by which you have to sue (the legal name is the “statute of limitations”). Miss it by a day and your case is dead.

Did you miss your deadline?

Pick the type of dispute and tell us when it happened. We'll tell you when the Florida deadline runs out.

The discovery rule applies to fraud claims, starting the clock when the fraud is discovered or should have been discovered.

3

File your case

File at the County Court — Small Claims Division. Most cases go in the county where the defendant lives or where the dispute happened.

How much will it cost to file?

Enter what you're owed. We'll calculate the Florida filing fee and tell you if you're under the cap.

If you win, filing fees and reasonable service costs are added to the judgment.

E-filing in Florida: E-filing availability varies by county. Check with the local clerk's office for specific procedures.

4

Serve the defendant

The defendant has to receive official notice of the lawsuit (lawyers call this being “served”) at least 5 days before the hearing (in the same county) or 10 days (out of county). You can’t hand them the papers yourself.

Allowed methods

  • Sheriff personal service. The sheriff personally delivers the summons and complaint to the defendant.
  • Certified mail. The clerk sends the summons and complaint to the defendant via certified mail with return receipt requested.
  • Private process server. A licensed private process server delivers the summons and complaint to the defendant.

File the proof of service (7.315) at least 3 days before the hearing.

What if you can’t find the defendant?

If the defendant cannot be located after diligent search, service by publication may be permitted.

If the defendant is evading service, you may request the court to allow alternative methods of service.

5

Show up to the hearing

Bench trial with informal procedures, typically lasting 10-15 minutes per case.

Lawyers at trial: Allowed. Parties may be represented by attorneys, but it is not required.

When you’ll get the decision: On the spot or mailed within a few weeks

Free mediation on hearing day. Some counties offer mediation services on-site; check with the local court.

What to bring

  • Originals of any contracts
  • Receipts and bank records
  • Photos and videos
  • Names and contact info for witnesses
If the defendant doesn’t show up

If the defendant fails to appear at the pretrial conference, the court may enter a default judgment in favor of the plaintiff.

You still have to prove your case. Even if the defendant defaults, the plaintiff must provide evidence to support the claim before a judgment is entered.

If you’re the defendant being sued

Defendants are not required to file a written answer unless ordered by the court but must appear at the pretrial conference.

Counter-suing the plaintiff: Allowed using 7.335 (Statement of Counterclaim). Serve the plaintiff at least 5 days before trial (same county) or 10 days (out of county).

Counterclaim bigger than the cap? If a counterclaim exceeds the small claims jurisdictional limit, the case may be transferred to the appropriate court. Fla. R. Civ. P. 7.100(d)

6

If you win, collect

This is where most people stop and lose. The court doesn’t collect for you. The loser has 30 days to pay. Judgments accrue 0% interest per year while unpaid.

  • Wage garnishment

    Have a portion of the debtor's wages withheld until the judgment is paid.

    How it works

    File a writ of garnishment with the court, serve the employer, and the employer withholds a portion of the debtor's wages to satisfy the judgment.

    Cost: $85 plus service fees

    Notes: Effective if the debtor is employed and earns above the exemption threshold.

    What’s protected:

    • Head of family wages up to $750 per week are exempt
  • Bank account levy

    Seize funds from the debtor's bank account to satisfy the judgment.

    How it works

    Obtain a writ of garnishment, serve it on the debtor's bank, and the bank freezes and turns over funds to satisfy the judgment.

    Cost: $85 plus service fees

    Notes: Effective if the debtor has sufficient funds in the account.

    What’s protected:

    • Social Security and other federal benefits are exempt
  • Property lien

    Place a lien on the debtor's real property to secure the judgment.

    How it works

    Record a certified copy of the judgment with the county recorder to place a lien on the debtor's property.

    Cost: $10–$50 recording fee

    Notes: Effective if the debtor owns real property; lien must be satisfied before property can be sold or refinanced.

    What’s protected:

    • Homestead property may be exempt
  • Writ of execution

    Seize and sell the debtor's non-exempt personal property to satisfy the judgment.

    How it works

    Obtain a writ of execution from the court, have the sheriff seize the debtor's property, and sell it at auction.

    Cost: $85 plus sheriff's fees

    Notes: Effective if the debtor owns valuable non-exempt personal property.

    What’s protected:

    • Personal property up to $1,000 is exempt
Multiple creditors? Priority rules.

Judgment liens are prioritized by the date of recording; earlier liens have higher priority.

Appeals

Can you appeal if you lose?

either

  • Deadline: 30 days from the judgment notice.
  • Filing fee: $281.
  • Form: 9.900(a) — Notice of Appeal.
  • Type: Trial de novo — the case is heard fresh in the higher court.

The appeal is a new trial in the circuit court.

Filing the appeal automatically pauses any collection efforts until the appeal is resolved.

Default judgment? Different rules.

A default judgment cannot be appealed directly; the defendant must first file a motion to vacate.

Motion to vacate (Form 7.345): file within 10 days of the judgment notice. If you never received notice, you have up to 30 days.

If the motion is denied, you have 30 days to appeal the denial. If the motion to vacate is denied, the defendant may appeal the decision within 30 days.

County differences

Local rules that matter.

State law sets the rules. Each county handles small claims a little differently.

Miami-Dade
  • E-filing availability: Miami-Dade County offers online filing through the Florida Courts E-Filing Portal.
Broward
  • Pretrial conference requirements: Broward County requires mandatory mediation at the pretrial conference for claims over $5,000.
Don’t make these mistakes

Why cases get dismissed.

  • Filing in the wrong venue

    What goes wrong: Filing in the incorrect county can result in dismissal or transfer, causing delays and additional costs.

    How to avoid it: Ensure you file in the county where the defendant resides or where the cause of action occurred.

  • Exceeding the monetary limit

    What goes wrong: Claims exceeding $8,000 are outside small claims jurisdiction and may be dismissed.

    How to avoid it: If your claim exceeds $8,000, consider waiving the excess or filing in a higher court.

  • Improper service of process

    What goes wrong: Failure to serve the defendant correctly can delay the case or lead to dismissal.

    How to avoid it: Follow Florida's rules for service of process, using authorized methods and ensuring timely service.

  • Missing the statute of limitations

    What goes wrong: Filing after the statute of limitations expires results in automatic dismissal.

    How to avoid it: Verify the applicable statute of limitations for your claim type and file within the allowed time frame.

  • Not bringing necessary evidence

    What goes wrong: Lack of evidence can lead to losing the case, even if your claim is valid.

    How to avoid it: Bring all relevant documents, receipts, contracts, and witness information to support your claim.

  • Ignoring counterclaims

    What goes wrong: If the defendant files a counterclaim and you don't respond, you could lose by default.

    How to avoid it: Address any counterclaims promptly and prepare your defense accordingly.

FAQ

Common questions.

Do I need a lawyer?
No, you are not required to have a lawyer in small claims court. The process is designed for individuals to represent themselves, though you may choose to hire an attorney if you prefer.
How long does it take?
Small claims cases typically resolve within 30 to 60 days from filing to judgment, depending on the court's schedule and complexity of the case.
What's the maximum I can sue for?
The maximum amount you can sue for in Florida small claims court is $8,000, excluding costs, interest, and attorney's fees.
What happens if the defendant doesn't show up?
If the defendant fails to appear at the pretrial conference or trial, the court may enter a default judgment in your favor.
Can I appeal?
Yes, either party can appeal a small claims judgment to the circuit court within 30 days of the judgment date.
How long is a judgment good for?
A judgment in Florida is valid for 20 years and can be renewed before it expires.
Sources21 citations and statutes

This is not legal advice. CivilCase is not a law firm. Court rules, fees, and statutes change. Verify against the cited authority before filing. Last researched and updated: April 28, 2026.