Small Claims Guide

Small claims in New Hampshire.

Standard $6,000 cap, 14-day appeal window, and broad eligibility for most money claims.

$6,000Most you can sue for
$90–$145Filing fee
3090 daysTypical timeline
  • Most you can sue for$6,000Same cap for individuals and businesses
  • Filing fee$90-$145Tiered by claim amount
  • CourtCircuit Court District Division (small claims docket)
  • Lawyers at trialAllowedPermitted but not required
  • Appeal window14 daysTrial de novo in Superior Court
  • Recent changeNo major changes in the last 3 years
What you can sue for

Find your situation.

New Hampshire small claims handles money disputes up to $6,000 (or $6,000 if you're a business). Browse 7 categories and 39 specific claim types below.

New Hampshire allows most contract and debt claims up to $6,000 in small claims court. The statute of limitations is generally 3 years for written and oral contracts.

Wrong court for these10 situations small claims can’t handle
  • Eviction (unlawful detainer)

    Eviction actions are not allowed in small claims court; only money damages can be sought.

    Try instead: District Court ejectment process

  • Title to real estate

    Small claims court cannot decide ownership or title to real property.

    Try instead: Superior Court

  • Defamation

    Claims for libel or slander are excluded from small claims court.

    Try instead: Superior Court

  • Malpractice

    Professional malpractice claims are not allowed in small claims court.

    Try instead: Superior Court

  • Family law and probate

    Divorce, child custody, and probate matters are excluded.

    Try instead: Family Division or Probate Court

  • Federal claims

    Bankruptcy, patents, trademarks, and other federal claims are not allowed.

    Try instead: Federal Court

  • Class actions

    Class actions are not permitted in small claims court.

    Try instead: Superior Court

  • Injunctions/specific performance

    Small claims court cannot order someone to do or stop doing something.

    Try instead: Superior Court

  • Workers' compensation

    Workers' compensation claims are handled by the Department of Labor.

    Try instead: Department of Labor

  • Suing a deceased person

    Claims against deceased persons must be filed in probate court.

    Try instead: Probate Court

The process

From owed to paid in 6 steps.

1

Send a demand letter

Not required, but always do it. A demand letter is not required for most claims but is recommended. For bad checks, a 14-day written notice is mandatory before filing.

2

Check your deadline

Every claim has a deadline by which you have to sue (the legal name is the “statute of limitations”). Miss it by a day and your case is dead.

Did you miss your deadline?

Pick the type of dispute and tell us when it happened. We'll tell you when the New Hampshire deadline runs out.

The discovery rule applies to fraud, personal injury, and property damage claims.

3

File your case

File at the Circuit Court District Division (Small Claims). Most cases go in the county where the defendant lives or where the dispute happened.

How much will it cost to file?

Enter what you're owed. We'll calculate the New Hampshire filing fee and tell you if you're under the cap.

If you win, the filing fee and reasonable service costs are added to the judgment.

E-filing in New Hampshire: E-filing is not currently available for small claims.

4

Serve the defendant

The defendant has to receive official notice of the lawsuit (lawyers call this being “served”) at least 14 days before the hearing (in the same county) or 21 days (out of county). You can’t hand them the papers yourself.

Allowed methods

  • Sheriff personal service. Sheriff or constable personally hands the papers to the defendant.
  • Certified mail by clerk. Court clerk sends the papers by certified mail to the defendant.

File the proof of service (NHJB-2204-DP) at least 7 days before the hearing.

What if you can’t find the defendant?

If the defendant cannot be found, you may request permission for substitute service or publication.

If the defendant is dodging service, you may use a private process server or request alternate service from the court.

5

Show up to the hearing

Bench trial before a judge; hearings are typically brief and informal.

Lawyers at trial: Allowed. Parties may be represented by an attorney but are not required to have one.

When you’ll get the decision: On the spot or mailed within a few weeks

Free mediation on hearing day. Some courts offer mediation on the day of hearing.

What to bring

  • Originals of any contracts
  • Receipts and bank records
  • Photos and videos
  • Names and contact info for witnesses
If the defendant doesn’t show up

If the defendant does not appear, the court may enter a default judgment for the plaintiff.

You still have to prove your case. Plaintiff must still prove damages even if the defendant defaults.

If you’re the defendant being sued

Defendant is not required to file a written answer but may do so. Must appear at the hearing or risk default.

Counter-suing the plaintiff: Allowed using NHJB-2202-DP (Small Claim Answer). Serve the plaintiff at least 14 days before trial (same county) or 21 days (out of county).

6

If you win, collect

This is where most people stop and lose. The court doesn’t collect for you. The loser has 30 days to pay. Judgments accrue 2% interest per year while unpaid.

  • Wage garnishment

    Have a portion of debtor's wages withheld until the judgment is paid.

    How it works

    File a writ of execution with the court, serve the employer, and the employer withholds a portion of wages and remits to the court until the judgment is satisfied.

    Cost: $30-50 plus sheriff fees

    Notes: Most effective if the debtor is steadily employed.

    What’s protected:

    • 75% of disposable earnings (federal CCPA floor)
  • Bank account levy

    Freeze and seize funds from debtor's bank account.

    How it works

    Obtain a writ of execution, serve the bank, and the bank freezes and pays out available funds up to the judgment amount.

    Cost: $30-50 plus sheriff fees

    Notes: Effective if you know where the debtor banks.

    What’s protected:

    • Social Security and federal benefits
  • Lien on real property

    Record a lien against debtor's real estate.

    How it works

    Record the judgment with the county registry of deeds to create a lien on any real property owned by the debtor.

    Cost: $25-50 recording fee

    Notes: Effective if debtor owns real estate; paid when property is sold or refinanced.

    What’s protected:

    • Homestead exemption
Multiple creditors? Priority rules.

First to record the lien has priority among judgment creditors.

Appeals

Can you appeal if you lose?

either

  • Deadline: 14 days from the judgment notice.
  • Filing fee: $250.
  • Form: NHJB-2207-DP — Notice of Appeal.
  • Type: Trial de novo — the case is heard fresh in the higher court.

The case is heard anew in Superior Court.

Filing the appeal automatically pauses any collection efforts until the appeal is resolved.

Default judgment? Different rules.

A default judgment cannot be appealed directly; you must first file a motion to vacate.

Motion to vacate (Form NHJB-2205-DP): file within 30 days of the judgment notice. If you never received notice, you have up to 60 days.

If the motion is denied, you have 14 days to appeal the denial. If the motion to vacate is denied, you may appeal within 14 days.

Don’t make these mistakes

Why cases get dismissed.

  • Wrong defendant naming

    What goes wrong: If you sue the wrong legal entity, your judgment may be unenforceable.

    How to avoid it: Check Secretary of State records and use the exact legal name.

  • Missed statute of limitations

    What goes wrong: Filing after the deadline results in dismissal.

    How to avoid it: Check the SOL for your claim type before filing.

  • Insufficient proof of damages

    What goes wrong: You may win liability but get only nominal damages.

    How to avoid it: Bring receipts, estimates, and photos to court.

  • Improper service

    What goes wrong: Case may be dismissed or delayed if service is not done correctly.

    How to avoid it: Follow court rules for service and file proof promptly.

  • Suing for more than $6,000

    What goes wrong: You must waive the excess or file in a higher court.

    How to avoid it: Limit your claim to $6,000 or pursue the full amount elsewhere.

  • Not bringing all evidence

    What goes wrong: The judge may rule against you if you lack documentation.

    How to avoid it: Prepare all relevant documents and witnesses before the hearing.

FAQ

Common questions.

Do I need a lawyer?
No, you do not need a lawyer in New Hampshire small claims court. Parties may represent themselves, and lawyers are allowed but not required. Many people handle their own cases.
How long does it take?
Most small claims cases are resolved within 30 to 90 days from filing to judgment, depending on court scheduling and whether the defendant appears.
What's the maximum I can sue for?
The maximum amount you can claim in New Hampshire small claims court is $6,000, not including interest and court costs.
What happens if the defendant doesn't show up?
If the defendant fails to appear, the court may enter a default judgment for the plaintiff, but the plaintiff must still prove their damages.
Can I appeal?
Either party can appeal a small claims judgment within 14 days by filing in Superior Court. The appeal is a new trial (trial de novo).
How long is a judgment good for?
A small claims judgment in New Hampshire is valid for 20 years and can be renewed before expiration.
Sources21 citations and statutes

This is not legal advice. CivilCase is not a law firm. Court rules, fees, and statutes change. Verify against the cited authority before filing. Last researched and updated: January 1, 2026.